The best health insurance for hospital stays and surgeries for serious illnesses is B. Major medical coverage, as it offers comprehensive support for substantial healthcare costs. This insurance covers a variety of medical services, providing financial relief during serious health issues. It's more appropriate than long-term care insurance or general medical benefits.
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A long term care insurance is usually best for people unable to care for themselves due to illness, disorders, etc. Therefore this is not the insurance to pick
Major medical coverage is a type of insurance that can help cover the cost of major surgeries and hospital stays meaning that it makes the most sense for this to be the best insurance to choose as it aligns with the user’s needs.
Medical Benefits is a general term used to describe various types of coverage provided by a health insurance meaning that this is not a type of insurance by itself.
Therefore Major medical coverage (B) is the most suitable answer.